Posted on February 28, 2017 by Charles Roberts, CFP®
SS Benefits Increase Every 4 Months You Wait Full retirement age for Americans born between 1943 and 1954 is 66 years old— here’s how benefits rise or fall if they retire anytime between 62 and 70. Americans born between 1943 and 1954 … Continue reading →
Posted in Financial Planning | Tagged Certified Financial Planner, Financial, Financial Advisor, Financial Freedom Planners, Retirement Planning, Social Security, Written Retirement Plan | Leave a comment
Posted on June 4, 2015 by Charles Roberts, CFP®
Financial Security doesn’t just happen…..It takes planning, commitment, and yes, money! Start Saving, Keep Saving, and Stick to your Goal – If you are already saving, whether for retirement or another goal, keep going! You know that saving is a … Continue reading →
Posted in Financial Planning, Retirement Planning | Tagged 401 (k), Certified Financial Planner, CFP, Department of Labor, Financial, Financial Advisor, Individual Retirement Account, Investment Planning, IRA, Retirement Plan, retirement savings, Retirement Solution, Small Business, Social Security, Written Retirement Plan | Leave a comment
Posted on April 29, 2014 by Charles Roberts, CFP®
The number one worry is unlikely to surprise anyone reading this blog, and that is retirement. According to a recent Gallup poll, “A firm majority of Americans, 59%, are worried about not having enough money for retirement, surpassing eight other financial matters.” … Continue reading →
Posted in Financial Planning, Retirement Planning | Tagged Financial adviser, Financial Advisor, Financial Goals, Financial Planning, Gallup Poll, Garrett Planning Network, How to Save Money, Personal Finance, Retirement, Retirement Plan, Retirement Planning, retirement savings, Saving, Unexpected Medical Costs, Written Retirement Plan | Leave a comment
Posted on February 26, 2014 by Charles Roberts, CFP®
It’s no secret we are facing a retirement crisis in our country. We’ve written a number of times on the subject, including the staggering statistic that 71% of middle-income people don’t have a written retirement plan. In particular small-business owners … Continue reading →
Posted in Financial Planner, Retirement Planning | Tagged Budget, Certified Financial Planner, Credit Score, Financial Advisor, Financial Goals, Garrett Planning Network, Investing, Retirement, Saving, Social Security, Written Retirement Plan | Leave a comment
Posted on January 24, 2014 by Charles Roberts, CFP®
We all know how important habits are, and they can be constructive and positive or destructive and negative. It has been said the difference between dreaming and doing is a result of habits formed to achieve the destination you want. … Continue reading →
Posted in Financial Planner, Retirement Planning | Tagged Financial Advisor, MarketWatch, Relationships, Retirement, Retirement Planning, The Seven Habits of Highly Effective People, Written Retirement Plan | Leave a comment
Posted on December 19, 2013 by Charles Roberts, CFP®
As an owner of a small business, I appreciate all the pressures entrepreneurs are under. A recent article in Businessweek observes that the self-employed save very erratically. We have written recently that only 71% of Americans have a written Retirement Plan, and … Continue reading →
Posted in Financial Advisor, Retirement Planning | Tagged 401 (k), Business, Certified Financial Planner, CFP, Dollar-Cost Averaging, Financial adviser, Financial Advisor, Financial Goals, Garrett Planning Network, IRA, Retirement, Retirement Crisis, Retirement Plan, Rodney Brooks, Self-employment, Small Business Owner, TD Ameritrade, USA Today, Written Retirement Plan | 2 Comments
Posted on November 23, 2013 by Charles Roberts, CFP®
It’s no secret that financial service companies spend billions each year marketing and selling their products and services. There is nothing surprising or wrong about this. However a recent study by the Consumer Financial Protection Bureau compared how much is … Continue reading →
Posted in Financial Advisor, Financial Planner, Financial Services | Tagged 401 (k), Americans Need Financial Education, Certified Financial Planner, CFPB, CNBC, Consumer Financial Protection Bureau, Financial, Financial Education, Financial Illiteracy, Financial Literacy, Financial Services Industry, Garrett Planning Network, Navigating the Market, Written Retirement Plan | Leave a comment
Posted on November 6, 2013 by Charles Roberts, CFP®
It’s not your father’s retirement any more! Generally speaking, gone are the days you worked for the same company a long period of time, got the gold watch, and collected a pension during your retirement years. Today many things are … Continue reading →
Posted in Financial Advisor, Financial Planner, Financial Planning | Tagged 401 (k), AARP, Certified Financial Planner, CFP, Financial Advisor, Garrett Planning Network, Written Retirement Plan | 1 Comment
Posted on October 30, 2013 by Charles Roberts, CFP®
Last week we wrote about the majority of 401 (k) participants accumulating more debt than retirement savings. According to a recent survey done for Wells Fargo, only 29% of middle-income people have a written retirement plan. This is even with the … Continue reading →
Posted in Financial Planning, Retirement Planning | Tagged 401 (k), Certified Financial Planner, Expenses, How To Know If You Have Enough To Retire, Income, Retirement Plan, Social Security, Written Retirement Plan | 8 Comments