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Retirement planning involves evaluating your current financial standing and creating an accumulation strategy that will help to ensure a desired retirement lifestyle. Because an individual’s retirement years can span decades, retirement planning generally dominates other financial goals. A successful plan put into place during the wealth-building lifespan should address ways to maximize growth and tax-efficient distributions, as well as how to leave retirement assets to the next generation.
- Qualified employer-sponsored plansQualified plans are employer-sponsored retirement plans such as 401(k)s and pension plans.
- IRAsIRAs are inexpensive, easy to establish and maintain, and also offer favorable tax incentives.
- Personal savingsBy identifying your retirement gap, you can develop a strategy for personal savings.
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Retirement planning involves evaluating your current financial standing and creating an accumulation strategy that will help to ensure a desired retirement lifestyle.
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Retirement planning involves evaluating your current financial standing and creating an accumulation strategy that will help to ensure a desired retirement lifestyle.
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