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As older Americans move into retirement, they face many decisions. Retirement income planning — making a plan to coordinate these decisions to ensure enough income to pay the bills and prepare for uncertainty — is critically important. But Americans may not be as knowledgeable as they should be to face these decisions. Only 20 percent passed The American College’s recent … [Read more...] about 5 Surprises of Retirement Income Planning

I sometimes say to clients when planning, “if you could tell me when you are going to die, when your spouse will die and who will get sick and when, I can write you an amazing retirement and estate plan!” Things being as they are, we unfortunately (or fortunately) do not know the answers to these questions and others.Consider the state of the economy and the tax laws or — … [Read more...] about PLANNING AHEAD: Planning for life after retirement

The responsibilities of owning and operating a small business can be overwhelming at times. Every decision - from choosing printer paper to putting together a budget, creating a business plan, and looking for funding - is yours and yours alone. With so much to act on and think about just to keep your business in the black, it's easy to shunt aside longer-term … [Read more...] about Best Retirement Plans for Small Businesses in 2020

To plan for where you are going, you first need to understand where you are today.Learn MorePlanning for your financial future starts with taking stock of where you are todayConnect to over 14,000 financial institutions to see where you stand with your various accountsGet a comprehensive view of your holdings and investment portfolio - 401(k)s, 403(b)s, or IRAsUnderstanding … [Read more...] about NS Solutions: Retirement